My Insurance has gone crazy!

963 Views 11 Replies 9 Participants Last post by Original Mr Sentra, Feb 25, 2001

Discussion Starter · Feb 21, 2001

Wowsers....I got my new policy today in the mail. I wasn't even going to open it, but decided to just to make sure everything was right. Well, much to my surprise there was a bill in with the policy info. This is weird because I just got a bill from them like a day ago.

Well, the amount due was $556.00!! I had to look twice to make sure that is what it said! Now, the bill I just got was for 194.00, and now I get a $556.00 on top of that! OMG, I had to check to make sure I didn't get Bill Gate's insurance bill by accident. Is it realistic to pay $700 worth of insurance in one month? I think not!

I can't call the company directly, so I have to wait till tomorrow to call my agent to find out what the hell is going on.

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vodkajello

· #2 · Feb 21, 2001

Something similar happened to me this year.

I got my papers in the mail like normal, but my broker company had terminated their relationship with my old insurance carrier, so they put me on a new plan.

This new plan didn't have the 'feature' to be paid out monthly, so they would 'offer' to finance it for me. For 10%! Plus there was now a 'paper work' fee of $45!

So even though my insurance went down some $200 per year, I was paying $2 more per month becuase of financing charges and that stupid paper work fee.

That same day I did some phoning around and changed brokers. My insurance rate went down by %30 because I took 15min to call some people from a phone book.

So for everyone out there, when it comes time for you to review your policy this year take a bit of time to shop around please!

It will save you money. (So you can afford those pulleys and CAI you've always wanted.)

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Mike
-Please pass the vodka!-

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N.o.B

· #3 · Feb 21, 2001

I would go to your insurance company and make sure they have there stuff straight, b/c thats kinda high!!

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racemann

· #4 · Feb 21, 2001

I did read in an earlier Car&Driver about the B15 [before it came out?] and the short article mentioned that the B15 will have a "higher [or worse] than average" insurance.

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911 / 944 / 935 Turbo, F355, F40, early Ferrari's, Z06 Vette, RX7, WRX, Lingenfelter Viper, 300ZX, AC Cobra, GT40, Copo Camaro's, Countach, McLaren F1, '70 Challenger T/A, Parnelli Jones Mustang, any Mustang's up to '69, Eleanor [Gone 60 sec], whatever Carroll Shelby touches...
oh...I'm supposed to list the car I HAVE, not what I would LIKE to have!

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adc100

· #5 · Feb 21, 2001

Car and Driver wrong again (as usual). $214/6 mo. including collision 200,000/500,000 liability. Now that is currently for my 3 rd car and I am getting the lowest rates. No accidents/tickets multicar discount yada.. yada... yada. Check out Allstate their rates are best here in Pa. I believe.

Later

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Plain Jane Cappuccino SE
with AutoTrans
Car partly remanufactured
(Sarcastic comment)

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Sentra Styling

· #6 · Feb 21, 2001

Maxx if you just got the insurance then it also could be that some insurance company require that you pay a couple of months in advance....

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.

CAR:
Black 2k SE Performance/package

MODS:
17x7 Konig-Caffeine's ,Stillen front spoiler and pop-cone intake,Aluminum dash kit,Remote starter,35% Tint,Aluminum Pedal Kit,APC Super white headlights and fogs and front and rear turn signals,Ventshade-ventvisors,Custom Front Grille,Stromung cat-back(in the mail)......

*CLICK HERE FOR MY CAR PICS*

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2000SE

· #7 · Feb 21, 2001

my insurance went down when i got my SE. i had a crx si and was paying about $79 a month for 4 months. now with the SE, i'm paying $69. I guess the ABS, airbags, side airbags and immobilizer helps.

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MY PAGE

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Discussion Starter · #8 · Feb 21, 2001

Man, am I screwed. I contacted my agent today, and I actually owe an additional 360 bucks on top of the 200 I just sent them. So, that will be 560 bucks in one month. BTW, it gets worse. This bill is due in 4 days! *yay*

Guess I get to shop for new insurance, or be one of the many uninsured motorists on the road.

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2001 SE
P/P, 5 spd.
Cloud White

MODS:
------
- Stromung Stainless Cat-back. (It was here, but now it's gone...but it will be back soon!!)
- Hotshot CAI (At The Coaters.)

Click HERE To Visit My Website!

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Sentra Styling

· #9 · Feb 21, 2001

are you using a major insurance company????
I am using progressive and they gave me a decent rate compared to alot of others....

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.

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sonic disruptor

· #10 · Feb 22, 2001

give GEICO a ring...

i'm currently @ $178/month for 6 months on my SE. i haven't seen a lower rate with the type of coverage i''ve got.

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jcb55

· #11 · Feb 24, 2001

Man--

You guys are getting screwed. I use USAA, and in Colorado, they bill you six months at a time. You can divide it over 6 months, pay at once, or four equal payments. My Sentra was $401 every six months for 100k/300k comp and collision with a $500 deductible.

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2000 Avalanche Sentra SE 5-speed with PP, sunroof & deflector, gas cap holder

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Original Mr Sentra

· #12 · Feb 25, 2001

<BLOCKQUOTE><font size="1" face="Verdana, Arial">quote:</font><HR>Originally posted by 2000SE:
my insurance went down when i got my SE. i had a crx si and was paying about $79 a month for 4 months. now with the SE, i'm paying $69. I guess the ABS, airbags, side airbags and immobilizer helps.

<HR></BLOCKQUOTE>

Damn dude, that's pretty cheap. I don't have the side airbags or the ABS, and I'm paying $98 a month. $500 deductable for collision, $250 for comprehensive, 50/100/50 full coverage, and I'm 22.

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Marvin
-2000 Sentra SE w/Performance Package, Sunroof, 5 Spd, Avalanche
Future mods

R CAI, Stromung Cat-Back Exhaust System
-Previous Owner 1995 Sentra GXE, w/mods, Auto, Maroon

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