those who financed through NMAC - B15sentra.net - Nissan Sentra Forum
User Tag List

Reply
 
Thread Tools Rate Thread
#1 Old 04-25-2003, 02:02 PM
dandan
Registered User
 
Join Date: Nov 2002
Posts: 119
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
(Thread Starter)
those who financed through NMAC

Called up customer service because I was afraid that my first payment was going to be late, its due today(25th). The damn statement came like last Thursday and so I mailed out the payment on Monday, sent to L.A. Unfortunently, they havent received the payment yet! Well, the lady on the phone told me that there is a nine day grace period after the due date. I am aware of grace periods, but on the statement, there was no mention about it. So I assumed that the grace period was built into the due date. I just want to make sure this person is not full of herself.

Those of you who know, please help! Dont really want to call again, I was on hold for a long time.
dandan is offline  
Sponsored Links
Advertisement
 
#2 Old 04-25-2003, 02:05 PM
Dangling Fury
Immature Tough Guy
 
Dangling Fury's Avatar
 
Join Date: Jun 2002
Location: Charlotte, NC
Posts: 5,671
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
You're fine, they do give you an unstated grace period after the due date on your bill. After 9 days I am assuming they will report you to a credit agency. It's not uncommon, my student loans give me a 15 day grace period after the date that appears on the statement.

2006 Mitsubishi Evo IX RS (300whp/298wtq)
2002 Nissan Sentra SE-R (sold 7/26/07)
Central Carolina SCCA (Autox for NC/SC)
Dangling Fury is offline  
#3 Old 04-25-2003, 02:21 PM
V-Spec'd->SeR
Registered User
 
Join Date: Oct 2002
Location: Tampa/FL
Posts: 444
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Send a message via AIM to V-Spec'd->SeR
You'll be fine. I've paid after my due date with no problems.

2003 SUPERBLACK SPEC-V
V-Spec'd->SeR is offline  
#4 Old 04-25-2003, 02:23 PM
Bluese-r
Registered User
 
Join Date: Mar 2002
Location: Jacksonville, MD
Posts: 278
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Get it automatically deducted from your checking account each month then you wont have to worry about it.

2002 SE-R
5SP
ABS & Side bags
Bluese-r is offline  
#5 Old 04-25-2003, 02:27 PM
Tattude
Compact Evolution
 
Join Date: Jul 2002
Location: Titusville (SPACE COAST)
Posts: 4,228
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Quote:
Originally posted by Bluese-r
Get it automatically deducted from your checking account each month then you wont have to worry about it.
Exactly
But, like said before your fine. Mine is due every 10th I pay or send it out every 1st or 2nd
never had any problems. that is advice to you if you don't go with an automatic deduction
Tattude is offline  
#6 Old 04-25-2003, 02:30 PM
BodeB15
122 Hours Of Fear
 
Join Date: Oct 2002
Location: Cleveland
Posts: 13,552
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
They are a nice bunch of people , but it seems like they " forget " to send-out your payment info . I don't know how many times I've had to fish-out the address to send my payment . Pretty flakey too sometimes .
BodeB15 is offline  
#7 Old 04-25-2003, 02:34 PM
JAYDOGG
Registered User
 
Join Date: Jan 2003
Location: Cincinnati, Oh
Posts: 1,585
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Send a message via AIM to JAYDOGG Send a message via MSN to JAYDOGG
call them and make a payment. i call them when it is due and pay. if it is before midnight (central) on the day it is due then it goes throught that night. if you are after midnight then it is processed the next day. havent missed a payment yet. just to let you know you can do it by personal check for 1.95 and credit card for 12.95. of course i do it by check.

2001 Granite GXE, I/H/E/P/ACT Clutch/Throttle Cable Trimmed/Filled MM/Stillen SS/Weapon-R FSTB/NISMO RSB/Tein Basics/Power Slotted Rotors/EBC Greenstuff pads/Crown SS lines
http://www.imagestation.com/album/?id=4290330317
JAYDOGG is offline  
#8 Old 04-25-2003, 02:39 PM
Y2K SE
Moderator
 
Y2K SE's Avatar
 
Join Date: Jan 2001
Location: Marysville, Ohio
Posts: 8,856
Mentioned: 1 Post(s)
Tagged: 0 Thread(s)
Quoted: 4 Post(s)
Garage
I've never failed to recieve the monthly statement from NMAC. It usually arrives two weeks before my payment is due (15th).

The grace period is true.

Current:
2011 Navy Blue Metallic Nissan Altima 3.5SR Sedan

2003 Blue Nissan Sentra GXE


Previous:
2000 Heatwave Nissan Sentra SE w/ Performance Package | NISMo Suspension | NISMo 17x7.5 bronze wheels
Y2K SE is offline  
#9 Old 04-25-2003, 02:41 PM
ScottSpec-v
yay im an inventor
 
Join Date: Jun 2002
Posts: 1,721
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Send a message via AIM to ScottSpec-v
mine too.

sigs are g@y
ScottSpec-v is offline  
#10 Old 04-25-2003, 02:41 PM
2K2 Blu SpecV
Akina Downhill Specialist
 
Join Date: Oct 2002
Location: Northern Cali
Posts: 799
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
You are fine... most places don't report it to the credit agency right away. The one that really impacts you if you are 30 days late. Also, they might charge you a late fee just because you are late. Toyota freakin charged me a late fee for being a few hours late!!!

02 Vibrant Blue Spec V -- Traded 11-22-03

04 'Darkside' Civic
2K2 Blu SpecV is offline  
#11 Old 04-25-2003, 02:46 PM
V-Spec'd->SeR
Registered User
 
Join Date: Oct 2002
Location: Tampa/FL
Posts: 444
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Send a message via AIM to V-Spec'd->SeR
Yeah you can call through Bill Matrix and pay, or if you have Bank of America, they have a bill pay that will send them a check with no fee.

2003 SUPERBLACK SPEC-V
V-Spec'd->SeR is offline  
#12 Old 04-25-2003, 02:53 PM
7SPEED
Registered User
 
Join Date: Jan 2003
Location: Dallas area, TX
Posts: 154
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Re: those who financed through NMAC

Quote:
Originally posted by dandan
Called up customer service because I was afraid that my first payment was going to be late, its due today(25th). The damn statement came like last Thursday and so I mailed out the payment on Monday, sent to L.A. Unfortunently, they havent received the payment yet! Well, the lady on the phone told me that there is a nine day grace period after the due date. I am aware of grace periods, but on the statement, there was no mention about it. So I assumed that the grace period was built into the due date. I just want to make sure this person is not full of herself.

Those of you who know, please help! Dont really want to call again, I was on hold for a long time.
U will be fine they will get it soon enough, but yeah forget about the mail next time, they do let u pay over the phone w/ check and its automated and is only $1+some additional.

White Spec V
1/4 14.6
7SPEED is offline  
#13 Old 04-25-2003, 02:55 PM
dandan
Registered User
 
Join Date: Nov 2002
Posts: 119
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
(Thread Starter)
Cool! Thanks for all the replies. Yeah, I told the customer service person that I wanted to sign up for the signature DirectPay service. They're going to send out the forms and info, should be here in a weeks time. Probably wont take into effect until my next, next payment because the lady told me that it takes about 15 business days to process the whole thing.
dandan is offline  
#14 Old 04-25-2003, 02:56 PM
audio1der
Bow to your SE GOD
 
Join Date: Jun 2001
Location: Calgary, AB
Posts: 4,701
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 1 Post(s)
Quote:
Originally posted by Bluese-r
Get it automatically deducted from your checking account each month then you wont have to worry about it.
Word.

'01 SE wP/P 5spd.
Tein SS w/B15MS rear mounts, Nismo RSB, timing @ 19*, Magnaflow 2.25", ES shifter/RTA bushings, over-filled mm's, Techna-Fit SS lines w/Motul 5.1, HPS pads, Falken 912's on powdercoated 16's, dual batts, Boston Acoustics, Audioque, Silver Flute, Alpine and Phoenix Gold ICE
audio1der is offline  
#15 Old 04-25-2003, 02:58 PM
IBLIS
Registered User
 
Join Date: Sep 2002
Location: West Chester, Pa
Posts: 601
Mentioned: 0 Post(s)
Tagged: 0 Thread(s)
Quoted: 0 Post(s)
Try the pay by phone method.. It will take the money outta your account by 12pm the night you send the electronic payment "either CC or electronic check" I never understood why it costs so much to use the CC service.. But I always use the electronic check service anyway..

03 Black SRT-4
IBLIS is offline  
Reply

Thread Tools
Show Printable Version Show Printable Version
Email this Page Email this Page
Rate This Thread
Rate This Thread:


Forum Jump

Posting Rules  
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

 
For the best viewing experience please update your browser to Google Chrome